August is National Make-A-Will Month—a timely opportunity to spotlight an often-overlooked yet critical topic: the importance of drafting a will. Many people, especially younger adults, might think of wills as something only the elderly or wealthy need. This is a myth. Creating a will is a proactive and caring decision, regardless of age or income level.

You Get to Decide What Happens to Your Stuff

Even if you don’t own a house or have major investments, a will ensures that whatever you do have—like your car, bank accounts, digital assets, or pets—goes to the right people. Imagine how relieved your close friends or family would feel knowing exactly what your wishes were regarding your personal items.

You Can Make Medical and Legal Choices Clear

Wills can include a living will or healthcare directives, which let you outline what you’d want if you couldn’t speak for yourself. The peace of mind that comes from knowing your healthcare preferences are respected isn’t age-dependent. For example, suppose you prefer not to be placed on life support in certain medical situations. In that case, your living will ensures that your wishes are clear and respected.

You Make Things Easier for Loved Ones

By having a will in place, you can prevent confusion, legal delays, and stress for the people you care about most. Imagine the scenario where conflicting family members claim certain rights over your possessions or healthcare decisions; a will can eliminate such conflicts, providing clarity and easing stress during a difficult time.

You Can Name a Guardian for Your Children

If you’re a parent, having a will is especially critical due to the legal guardianship choices it allows you to express. You can legally designate who you want to take care of your kids if something unexpected happens. Consider how comforting it is to know your children will be raised by someone you trust.

Making a will is a responsible and compassionate step that not only protects your loved ones but also gives you control over your wishes. Use this month as motivation to either create a will or encourage younger family members and friends to do so. Remember, peace of mind is not something reserved for later in life—it’s a valuable present you can give yourself and those you care about right now.